
SHOULD YOU CONSIDER FIXING YOUR CREDIT?
Your credit score is derived from your credit report, effectively serving as your report card for spending and repayment. Unfortunately, credit reports often contain inaccuracies, which can negatively impact your score. We ensure your credit report reflects accurate information to help you achieve the highest possible score, while also "repairing" any damaging items that may be present.
A report from credit bureau Experian found that consumers in the area carry the heaviest debt among residents of the 15 largest metropolitan areas in the U.S., with an average debt of $28,240 per individual. Furthermore, they reported the lowest credit scores among the top 20 metro areas nationwide, with an average Vantage Score of 708, on a scale from 300 to 850. This statistic alone underscores the rising demand for credit repair services. At PCR, we have assisted a diverse range of clients, with 51.3% having poor 1-708-689-9516 or very poor credit scores. In contrast, only 30.6% of the population boasts an Excellent credit score (750 - 850). It’s important to note that there is no quick fix for a poor credit score.
How Credit Repair Companies Can Assist in Restoring Your Credit Report:
- Obtain your credit report from the three major credit bureaus: Equifax, Experian, and TransUnion.
- Negotiate with your lenders to eliminate negative items.
- Act as intermediaries, communicating with creditors and credit bureaus on your behalf to expedite the removal of negative items.
- Assist in enhancing your FICO score.